As it does each year, the IRS has announced changes for health savings accounts, which are associated with high-deductible health plans.

The figures for 2022:

• Self-only: $3,650 (a $50 increase from 2021).
• Family: $7,300 (a $100 increase from 2021).

According to the Society for Human Resource Management, the government bases its decision on the Consumer Price Index for All Urban Consumers for the 12-month period ending on March 31.

The IRS has made a similar adjustment to maximum out-of-pocket amounts:

• Self-only: $7,050 (a $50 increase from 2021).
• Family: $14,100 (a $100 increase from 2021).

The catch-up contribution amount for those 55 and older is not automatically adjusted and remains at $1,000.

Also remaining the same are minimum deductibles:

• Self-only: $1,400.
• Family: $2,800.

More information is available in IRS Rev. Proc. 2021-25.

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